Products · Yield

Put your idle balance to work.

Money waiting to be paid out does not have to sit still. Move idle wallet balance into a self-custodied vault, earn a variable market return, and withdraw the moment you need it.

Your balance€250,000
Money out
Money in
LS

@lena.studio

Monthly payout · Aug 28

€100
NA

@nova.art

August payout · Aug 26

€1,860
TA

@theo.audio

Monthly payout · Aug 27

€200
MF

@mia.films

Campaign payout · Aug 27

€1,160

Earned so far

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~4% APY*

Why

Idle money should be earning.

Between funding and payout, your balance is doing nothing. Yield turns that waiting time into return, and you can pull it back the moment you need it.

Earn ~4% a year*

A variable market lending rate on the balance you have not paid out yet, set by the market.

Earning 24/7

Yield accrues every second, even while your funds wait between funding and payout.

Withdraw anytime

No lock-up. Pull part or all of a position back to your wallet the moment you need it.

Always self-custodied

Only your passkey can move it, into a vault or back out. Talentir never holds your funds.

How it works

Earn on money you haven't paid out yet.

Deposit part of your wallet balance into a curated vault and it starts earning right away. The rate is variable and set by the market, your funds stay in self-custody, and you can withdraw anytime.

  • USDC and EURC, earning a variable market rate
  • Self-custody: only your passkey can move it
  • Withdraw anytime, no lock-up
  • It sits in transparent, public vaults

Your balance

Variable return, withdraw anytime

Not a bank deposit

$
US Dollars~4.1% / yr*
Steakhouse Prime USDC
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DepositWithdraw
Euros~2.7% / yr*
Steakhouse EURC
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DepositWithdraw

Built on trust

Where your money actually sits.

Deposits go into public ERC-4626 vaults on Base, curated by Steakhouse Financial and running on Morpho. Nothing is opaque: every vault is on-chain, you can inspect it, and you hold the position yourself.

  • Curated by Steakhouse Financial
  • Public Morpho vaults, live on Base
  • Over-collateralised, on-chain lending
  • You hold the position, Talentir never takes custody of it

Do the math

See what idle balance earns.

Whatever you are not paying out today can earn until you do. Move the sliders to size it for your balance.

Currency
Idle balance in your wallet€250,000
Estimated yield rate5%

Rates are variable and set by the market.

What your balance earns

12,500 / year

€1,042 / month
  • Variable rate, not guaranteed
  • Withdraw anytime, no lock-up
  • Only your passkey can move it

Growing every month it stays

* Yield rates are variable, set by the market, change over time and are never guaranteed. The Steakhouse Prime vault rates shown are indicative of the vaults' recent net APY on Morpho (after fees); any other percentages are illustrative examples. Yield is earned by depositing into third-party, public on-chain vaults (Morpho vaults curated by Steakhouse Financial, on Base); your capital is at risk and returns depend on market, smart-contract and stablecoin (USDC, EURC) conditions. Funds stay in self-custody in your own wallet and are moved only with your passkey; Talentir never takes custody of them. Withdrawals are subject to available on-chain liquidity. This is not a bank deposit, is not covered by any deposit-protection or investor-compensation scheme, and is not investment, financial or tax advice. Figures are examples, not an offer or a promise of return.

FAQs

Yield, answered.

Deposits go into curated ERC-4626 vaults on Morpho (on Base), managed by Steakhouse Financial. They earn a variable market lending rate, and every vault is public and linked from your wallet.

Idle money, finally earning.

Put the balance you are not paying out yet to work, and withdraw the moment you need it.

Put your idle balance to work.Earn until you pay out.